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As you can see from the chart, mortgage bond prices are at their best levels since November of 2016 (mortgage rates improve when mortgage bond prices improve). If you answer yes to any of these questions, it may be time for you to consider a refinance:

• Have you had any recent changes in your personal finances, such as debt, income, or cash flow?
• Are you considering a large purchase, such as a new car or home improvements?
• Do you have other debt that you'd like to consider consolidating into your mortgage?
• Has your home improved in value, and would you like to access the equity for any reason?
• Do you anticipate any changes to your personal cash flow in the near future, such as retirement, upcoming college expenses, etc.?

Keep in mind that market conditions can change at any time, so be sure to contact me quickly if you're interested in exploring this!